Giving Stock or Crypto

Donating appreciated stock that you’ve held for over a year could allow you to save up to 20% in capital gains taxes and potentially up to 37% in federal income taxes on the charitable donation value of your gift based on your tax bracket when itemizing deductions.

To understand the full tax benefits of giving appreciated stock, including potential state tax savings, please consult with your tax professional for information about your personal tax implications.

If you received company-distributed stock as an employee and the trading window is not open, your brokerage will likely reject the transfer request. We suggest you ask your company for the trading windows and give during those time periods, which typically are open quarterly for 3 to 4 weeks at a time.

To donate stock, you can also contact First Graduate’s broker:

Mea Takatsu, CFP®
Financial Advisor
Wells Fargo Advisors
CA Insurance Lic. #0B95719

3431 California St,
San Francisco, CA, 94118

mea.takatsu@wellsfargo.com
Direct: 415-379-3558
Text:  415-830-8671
Toll Free: (866) 281-7436

Wells Fargo Clearing Services, LLC

DTC#: 0141
For benefit of: First Graduate, #20316072
TAX ID #: 94-3381171